LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,671
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,372
−HK$1,728/mo
Today · 4.125%
HK$58,100
baseline
▲ 0.50% · 4.625%
HK$61,635
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,200/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,821
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,452
−HK$1,655/mo
Today · 4.125%
HK$64,107
baseline
▲ 0.50% · 4.625%
HK$67,486
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,214/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,605
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,646
−HK$2,073/mo
Today · 4.125%
HK$69,719
baseline
▲ 0.50% · 4.625%
HK$73,962
+HK$4,243/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,438/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,985
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,943
−HK$1,985/mo
Today · 4.125%
HK$76,928
baseline
▲ 0.50% · 4.625%
HK$80,984
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,856/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,540
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,920
−HK$2,419/mo
Today · 4.125%
HK$81,339
baseline
▲ 0.50% · 4.625%
HK$86,289
+HK$4,950/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,678/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,150
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,433
−HK$2,317/mo
Today · 4.125%
HK$89,750
baseline
▲ 0.50% · 4.625%
HK$94,481
+HK$4,731/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,500/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,408
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,469
−HK$3,110/mo
Today · 4.125%
HK$104,579
baseline
▲ 0.50% · 4.625%
HK$110,943
+HK$6,364/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,158/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,478
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,414
−HK$2,979/mo
Today · 4.125%
HK$115,393
baseline
▲ 0.50% · 4.625%
HK$121,475
+HK$6,082/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,786/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,018,975 · Scale 2, in force from 26 Feb 2026)