LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,673
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,374
−HK$1,728/mo
Today · 4.125%
HK$58,102
baseline
▲ 0.50% · 4.625%
HK$61,637
+HK$3,535/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,204/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,823
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,455
−HK$1,655/mo
Today · 4.125%
HK$64,110
baseline
▲ 0.50% · 4.625%
HK$67,489
+HK$3,379/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,220/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,608
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,649
−HK$2,073/mo
Today · 4.125%
HK$69,722
baseline
▲ 0.50% · 4.625%
HK$73,964
+HK$4,242/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,444/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,988
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,946
−HK$1,985/mo
Today · 4.125%
HK$76,931
baseline
▲ 0.50% · 4.625%
HK$80,987
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,862/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,543
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$78,923
−HK$2,419/mo
Today · 4.125%
HK$81,342
baseline
▲ 0.50% · 4.625%
HK$86,292
+HK$4,950/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$162,684/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,153
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$87,437
−HK$2,316/mo
Today · 4.125%
HK$89,753
baseline
▲ 0.50% · 4.625%
HK$94,484
+HK$4,731/mo
Deposit HK$7.19M · loan HK$16.78M · min. income ≈ HK$179,506/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,412
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,473
−HK$3,110/mo
Today · 4.125%
HK$104,583
baseline
▲ 0.50% · 4.625%
HK$110,947
+HK$6,364/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,166/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,482
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,418
−HK$2,979/mo
Today · 4.125%
HK$115,397
baseline
▲ 0.50% · 4.625%
HK$121,480
+HK$6,083/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,794/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,014 · Scale 2, in force from 26 Feb 2026)