LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,684
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,385
−HK$1,728/mo
Today · 4.125%
HK$58,113
baseline
▲ 0.50% · 4.625%
HK$61,650
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,226/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,836
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,467
−HK$1,655/mo
Today · 4.125%
HK$64,122
baseline
▲ 0.50% · 4.625%
HK$67,502
+HK$3,380/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,244/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,621
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,662
−HK$2,074/mo
Today · 4.125%
HK$69,736
baseline
▲ 0.50% · 4.625%
HK$73,979
+HK$4,243/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,472/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,003
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,961
−HK$1,986/mo
Today · 4.125%
HK$76,947
baseline
▲ 0.50% · 4.625%
HK$81,003
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,894/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,558
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,939
−HK$2,420/mo
Today · 4.125%
HK$81,359
baseline
▲ 0.50% · 4.625%
HK$86,309
+HK$4,950/mo
Deposit HK$7.19M · loan HK$16.79M · min. income ≈ HK$162,718/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,170
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,454
−HK$2,317/mo
Today · 4.125%
HK$89,771
baseline
▲ 0.50% · 4.625%
HK$94,503
+HK$4,732/mo
Deposit HK$7.19M · loan HK$16.79M · min. income ≈ HK$179,542/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,432
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$101,493
−HK$3,111/mo
Today · 4.125%
HK$104,604
baseline
▲ 0.50% · 4.625%
HK$110,969
+HK$6,365/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,208/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,504
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$112,441
−HK$2,979/mo
Today · 4.125%
HK$115,420
baseline
▲ 0.50% · 4.625%
HK$121,504
+HK$6,084/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,840/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,220 · Scale 2, in force from 26 Feb 2026)