LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,686
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,728/mo
Today · 4.125%
HK$58,115
baseline
▲ 0.50% · 4.625%
HK$61,651
+HK$3,536/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,230/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,838
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,655/mo
Today · 4.125%
HK$64,124
baseline
▲ 0.50% · 4.625%
HK$67,504
+HK$3,380/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,248/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,623
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,664
−HK$2,074/mo
Today · 4.125%
HK$69,738
baseline
▲ 0.50% · 4.625%
HK$73,982
+HK$4,244/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,476/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,005
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,963
−HK$1,986/mo
Today · 4.125%
HK$76,949
baseline
▲ 0.50% · 4.625%
HK$81,005
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,898/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,560
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,942
−HK$2,419/mo
Today · 4.125%
HK$81,361
baseline
▲ 0.50% · 4.625%
HK$86,312
+HK$4,951/mo
Deposit HK$7.19M · loan HK$16.79M · min. income ≈ HK$162,722/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,173
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,457
−HK$2,317/mo
Today · 4.125%
HK$89,774
baseline
▲ 0.50% · 4.625%
HK$94,506
+HK$4,732/mo
Deposit HK$7.19M · loan HK$16.79M · min. income ≈ HK$179,548/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,435
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$101,497
−HK$3,110/mo
Today · 4.125%
HK$104,607
baseline
▲ 0.50% · 4.625%
HK$110,972
+HK$6,365/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$209,214/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,508
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$112,445
−HK$2,979/mo
Today · 4.125%
HK$115,424
baseline
▲ 0.50% · 4.625%
HK$121,508
+HK$6,084/mo
Deposit HK$2.40M · loan HK$21.58M · min. income ≈ HK$230,848/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,251 · Scale 2, in force from 26 Feb 2026)