LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,691
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$56,392
−HK$1,728/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,657
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,843
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,475
−HK$1,655/mo
Today · 4.125%
HK$64,130
baseline
▲ 0.50% · 4.625%
HK$67,511
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,260/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,629
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,670
−HK$2,075/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,988
+HK$4,243/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,012
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,970
−HK$1,986/mo
Today · 4.125%
HK$76,956
baseline
▲ 0.50% · 4.625%
HK$81,013
+HK$4,057/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,912/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,567
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,949
−HK$2,420/mo
Today · 4.125%
HK$81,369
baseline
▲ 0.50% · 4.625%
HK$86,320
+HK$4,951/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,738/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,180
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,465
−HK$2,317/mo
Today · 4.125%
HK$89,782
baseline
▲ 0.50% · 4.625%
HK$94,515
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,564/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,443
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,506
−HK$3,111/mo
Today · 4.125%
HK$104,617
baseline
▲ 0.50% · 4.625%
HK$110,982
+HK$6,365/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,234/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,517
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,455
−HK$2,979/mo
Today · 4.125%
HK$115,434
baseline
▲ 0.50% · 4.625%
HK$121,519
+HK$6,085/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,868/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,342 · Scale 2, in force from 26 Feb 2026)