LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,691
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,393
−HK$1,728/mo
Today · 4.125%
HK$58,121
baseline
▲ 0.50% · 4.625%
HK$61,658
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,242/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,844
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,475
−HK$1,656/mo
Today · 4.125%
HK$64,131
baseline
▲ 0.50% · 4.625%
HK$67,511
+HK$3,380/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,262/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,630
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,671
−HK$2,074/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$4,244/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,012
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,970
−HK$1,987/mo
Today · 4.125%
HK$76,957
baseline
▲ 0.50% · 4.625%
HK$81,013
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,914/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,568
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,950
−HK$2,419/mo
Today · 4.125%
HK$81,369
baseline
▲ 0.50% · 4.625%
HK$86,321
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,738/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,181
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,466
−HK$2,317/mo
Today · 4.125%
HK$89,783
baseline
▲ 0.50% · 4.625%
HK$94,516
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,566/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,444
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,507
−HK$3,111/mo
Today · 4.125%
HK$104,618
baseline
▲ 0.50% · 4.625%
HK$110,984
+HK$6,366/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,236/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,518
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,456
−HK$2,979/mo
Today · 4.125%
HK$115,435
baseline
▲ 0.50% · 4.625%
HK$121,520
+HK$6,085/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,870/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,352 · Scale 2, in force from 26 Feb 2026)