LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,694
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,395
−HK$1,729/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,660
+HK$3,536/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,847
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,478
−HK$1,656/mo
Today · 4.125%
HK$64,134
baseline
▲ 0.50% · 4.625%
HK$67,514
+HK$3,380/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,268/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,633
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,674
−HK$2,075/mo
Today · 4.125%
HK$69,749
baseline
▲ 0.50% · 4.625%
HK$73,993
+HK$4,244/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,498/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,016
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,974
−HK$1,987/mo
Today · 4.125%
HK$76,961
baseline
▲ 0.50% · 4.625%
HK$81,017
+HK$4,056/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,922/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,572
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,953
−HK$2,420/mo
Today · 4.125%
HK$81,373
baseline
▲ 0.50% · 4.625%
HK$86,325
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,746/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,185
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,470
−HK$2,317/mo
Today · 4.125%
HK$89,787
baseline
▲ 0.50% · 4.625%
HK$94,520
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,574/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,449
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,512
−HK$3,111/mo
Today · 4.125%
HK$104,623
baseline
▲ 0.50% · 4.625%
HK$110,989
+HK$6,366/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,246/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,524
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,461
−HK$2,980/mo
Today · 4.125%
HK$115,441
baseline
▲ 0.50% · 4.625%
HK$121,526
+HK$6,085/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,882/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,401 · Scale 2, in force from 26 Feb 2026)