LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,697
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,398
−HK$1,729/mo
Today · 4.125%
HK$58,127
baseline
▲ 0.50% · 4.625%
HK$61,664
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,254/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,287/mo
▼ 0.25% · 3.875%
HK$62,482
−HK$1,655/mo
Today · 4.125%
HK$64,137
baseline
▲ 0.50% · 4.625%
HK$67,518
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,274/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,636
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$2,074/mo
Today · 4.125%
HK$69,752
baseline
▲ 0.50% · 4.625%
HK$73,996
+HK$4,244/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,504/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,019
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$1,986/mo
Today · 4.125%
HK$76,964
baseline
▲ 0.50% · 4.625%
HK$81,021
+HK$4,057/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,928/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,575
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,957
−HK$2,420/mo
Today · 4.125%
HK$81,377
baseline
▲ 0.50% · 4.625%
HK$86,329
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,754/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,189
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,474
−HK$2,318/mo
Today · 4.125%
HK$89,792
baseline
▲ 0.50% · 4.625%
HK$94,525
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,584/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,454
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,517
−HK$3,111/mo
Today · 4.125%
HK$104,628
baseline
▲ 0.50% · 4.625%
HK$110,994
+HK$6,366/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,256/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,529
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,467
−HK$2,980/mo
Today · 4.125%
HK$115,447
baseline
▲ 0.50% · 4.625%
HK$121,532
+HK$6,085/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,894/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,452 · Scale 2, in force from 26 Feb 2026)