LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,698
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,399
−HK$1,729/mo
Today · 4.125%
HK$58,128
baseline
▲ 0.50% · 4.625%
HK$61,665
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,256/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,850
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,482
−HK$1,656/mo
Today · 4.125%
HK$64,138
baseline
▲ 0.50% · 4.625%
HK$67,519
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,276/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,637
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,679
−HK$2,074/mo
Today · 4.125%
HK$69,753
baseline
▲ 0.50% · 4.625%
HK$73,997
+HK$4,244/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$139,506/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,021
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,979
−HK$1,987/mo
Today · 4.125%
HK$76,966
baseline
▲ 0.50% · 4.625%
HK$81,023
+HK$4,057/mo
Deposit HK$9.59M · loan HK$14.39M · min. income ≈ HK$153,932/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,577
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,959
−HK$2,420/mo
Today · 4.125%
HK$81,379
baseline
▲ 0.50% · 4.625%
HK$86,330
+HK$4,951/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,758/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,191
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,475
−HK$2,318/mo
Today · 4.125%
HK$89,793
baseline
▲ 0.50% · 4.625%
HK$94,526
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,586/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,456
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,518
−HK$3,112/mo
Today · 4.125%
HK$104,630
baseline
▲ 0.50% · 4.625%
HK$110,996
+HK$6,366/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,260/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,531
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,468
−HK$2,980/mo
Today · 4.125%
HK$115,448
baseline
▲ 0.50% · 4.625%
HK$121,534
+HK$6,086/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,896/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,468 · Scale 2, in force from 26 Feb 2026)