LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,700
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,401
−HK$1,729/mo
Today · 4.125%
HK$58,130
baseline
▲ 0.50% · 4.625%
HK$61,667
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,260/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,853
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,485
−HK$1,656/mo
Today · 4.125%
HK$64,141
baseline
▲ 0.50% · 4.625%
HK$67,522
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,282/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,640
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,682
−HK$2,074/mo
Today · 4.125%
HK$69,756
baseline
▲ 0.50% · 4.625%
HK$74,001
+HK$4,245/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$139,512/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,024
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,982
−HK$1,987/mo
Today · 4.125%
HK$76,969
baseline
▲ 0.50% · 4.625%
HK$81,026
+HK$4,057/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$153,938/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,580
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,962
−HK$2,420/mo
Today · 4.125%
HK$81,382
baseline
▲ 0.50% · 4.625%
HK$86,334
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,764/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,194
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,479
−HK$2,318/mo
Today · 4.125%
HK$89,797
baseline
▲ 0.50% · 4.625%
HK$94,531
+HK$4,734/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,594/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,460
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,523
−HK$3,111/mo
Today · 4.125%
HK$104,634
baseline
▲ 0.50% · 4.625%
HK$111,001
+HK$6,367/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,268/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,536
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,473
−HK$2,981/mo
Today · 4.125%
HK$115,454
baseline
▲ 0.50% · 4.625%
HK$121,539
+HK$6,085/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,908/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,512 · Scale 2, in force from 26 Feb 2026)