LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,702
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,728/mo
Today · 4.125%
HK$58,132
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,538/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,264/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,855
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,488
−HK$1,655/mo
Today · 4.125%
HK$64,143
baseline
▲ 0.50% · 4.625%
HK$67,524
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,286/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,642
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,684
−HK$2,075/mo
Today · 4.125%
HK$69,759
baseline
▲ 0.50% · 4.625%
HK$74,003
+HK$4,244/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$139,518/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,027
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$1,987/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,029
+HK$4,057/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,583
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,965
−HK$2,420/mo
Today · 4.125%
HK$81,385
baseline
▲ 0.50% · 4.625%
HK$86,337
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,770/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,198
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,483
−HK$2,318/mo
Today · 4.125%
HK$89,801
baseline
▲ 0.50% · 4.625%
HK$94,534
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,602/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,464
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,526
−HK$3,112/mo
Today · 4.125%
HK$104,638
baseline
▲ 0.50% · 4.625%
HK$111,005
+HK$6,367/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,276/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,540
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,478
−HK$2,980/mo
Today · 4.125%
HK$115,458
baseline
▲ 0.50% · 4.625%
HK$121,544
+HK$6,086/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,916/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,551 · Scale 2, in force from 26 Feb 2026)