LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,703
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,729/mo
Today · 4.125%
HK$58,133
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,537/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$116,266/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,856
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,488
−HK$1,656/mo
Today · 4.125%
HK$64,144
baseline
▲ 0.50% · 4.625%
HK$67,525
+HK$3,381/mo
Deposit HK$11.99M · loan HK$11.99M · min. income ≈ HK$128,288/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,643
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,685
−HK$2,075/mo
Today · 4.125%
HK$69,760
baseline
▲ 0.50% · 4.625%
HK$74,004
+HK$4,244/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$139,520/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,027
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,986
−HK$1,987/mo
Today · 4.125%
HK$76,973
baseline
▲ 0.50% · 4.625%
HK$81,030
+HK$4,057/mo
Deposit HK$9.60M · loan HK$14.39M · min. income ≈ HK$153,946/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,584
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$78,966
−HK$2,420/mo
Today · 4.125%
HK$81,386
baseline
▲ 0.50% · 4.625%
HK$86,338
+HK$4,952/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$162,772/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,199
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,483
−HK$2,319/mo
Today · 4.125%
HK$89,802
baseline
▲ 0.50% · 4.625%
HK$94,535
+HK$4,733/mo
Deposit HK$7.20M · loan HK$16.79M · min. income ≈ HK$179,604/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,465
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,527
−HK$3,112/mo
Today · 4.125%
HK$104,639
baseline
▲ 0.50% · 4.625%
HK$111,006
+HK$6,367/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$209,278/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,541
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,479
−HK$2,980/mo
Today · 4.125%
HK$115,459
baseline
▲ 0.50% · 4.625%
HK$121,545
+HK$6,086/mo
Deposit HK$2.40M · loan HK$21.59M · min. income ≈ HK$230,918/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,019,561 · Scale 2, in force from 26 Feb 2026)