LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,726
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,428
−HK$1,730/mo
Today · 4.125%
HK$58,158
baseline
▲ 0.50% · 4.625%
HK$61,697
+HK$3,539/mo
Deposit HK$12.00M · loan HK$12.00M · min. income ≈ HK$116,316/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,882
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,515
−HK$1,657/mo
Today · 4.125%
HK$64,172
baseline
▲ 0.50% · 4.625%
HK$67,554
+HK$3,382/mo
Deposit HK$12.00M · loan HK$12.00M · min. income ≈ HK$128,344/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,671
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,714
−HK$2,076/mo
Today · 4.125%
HK$69,790
baseline
▲ 0.50% · 4.625%
HK$74,036
+HK$4,246/mo
Deposit HK$9.60M · loan HK$14.40M · min. income ≈ HK$139,580/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,059
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,018
−HK$1,988/mo
Today · 4.125%
HK$77,006
baseline
▲ 0.50% · 4.625%
HK$81,065
+HK$4,059/mo
Deposit HK$9.60M · loan HK$14.40M · min. income ≈ HK$154,012/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,617
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$79,000
−HK$2,421/mo
Today · 4.125%
HK$81,421
baseline
▲ 0.50% · 4.625%
HK$86,375
+HK$4,954/mo
Deposit HK$7.20M · loan HK$16.80M · min. income ≈ HK$162,842/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,235
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,521
−HK$2,319/mo
Today · 4.125%
HK$89,840
baseline
▲ 0.50% · 4.625%
HK$94,576
+HK$4,736/mo
Deposit HK$7.20M · loan HK$16.80M · min. income ≈ HK$179,680/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,507
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,571
−HK$3,113/mo
Today · 4.125%
HK$104,684
baseline
▲ 0.50% · 4.625%
HK$111,054
+HK$6,370/mo
Deposit HK$2.40M · loan HK$21.60M · min. income ≈ HK$209,368/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,588
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,527
−HK$2,982/mo
Today · 4.125%
HK$115,509
baseline
▲ 0.50% · 4.625%
HK$121,597
+HK$6,088/mo
Deposit HK$2.40M · loan HK$21.60M · min. income ≈ HK$231,018/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,000 · Scale 2, in force from 26 Feb 2026)