LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,752
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,455
−HK$1,730/mo
Today · 4.125%
HK$58,185
baseline
▲ 0.50% · 4.625%
HK$61,726
+HK$3,541/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,370/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,544
−HK$1,658/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$67,586
+HK$3,384/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,702
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,746
−HK$2,076/mo
Today · 4.125%
HK$69,822
baseline
▲ 0.50% · 4.625%
HK$74,071
+HK$4,249/mo
Deposit HK$9.60M · loan HK$14.41M · min. income ≈ HK$139,644/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,093
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,053
−HK$1,989/mo
Today · 4.125%
HK$77,042
baseline
▲ 0.50% · 4.625%
HK$81,103
+HK$4,061/mo
Deposit HK$9.60M · loan HK$14.41M · min. income ≈ HK$154,084/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,652
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,037
−HK$2,422/mo
Today · 4.125%
HK$81,459
baseline
▲ 0.50% · 4.625%
HK$86,416
+HK$4,957/mo
Deposit HK$7.20M · loan HK$16.81M · min. income ≈ HK$162,918/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,275
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,562
−HK$2,320/mo
Today · 4.125%
HK$89,882
baseline
▲ 0.50% · 4.625%
HK$94,620
+HK$4,738/mo
Deposit HK$7.20M · loan HK$16.81M · min. income ≈ HK$179,764/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,553
−HK$6,180/mo
▼ 0.25% · 3.875%
HK$101,619
−HK$3,114/mo
Today · 4.125%
HK$104,733
baseline
▲ 0.50% · 4.625%
HK$111,106
+HK$6,373/mo
Deposit HK$2.40M · loan HK$21.61M · min. income ≈ HK$209,466/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,639
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$112,580
−HK$2,983/mo
Today · 4.125%
HK$115,563
baseline
▲ 0.50% · 4.625%
HK$121,654
+HK$6,091/mo
Deposit HK$2.40M · loan HK$21.61M · min. income ≈ HK$231,126/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,477 · Scale 2, in force from 26 Feb 2026)