LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,757
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,461
−HK$1,730/mo
Today · 4.125%
HK$58,191
baseline
▲ 0.50% · 4.625%
HK$61,732
+HK$3,541/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,382/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,917
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,551
−HK$1,657/mo
Today · 4.125%
HK$64,208
baseline
▲ 0.50% · 4.625%
HK$67,593
+HK$3,385/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,416/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,709
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,753
−HK$2,076/mo
Today · 4.125%
HK$69,829
baseline
▲ 0.50% · 4.625%
HK$74,078
+HK$4,249/mo
Deposit HK$9.61M · loan HK$14.41M · min. income ≈ HK$139,658/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,100
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,061
−HK$1,989/mo
Today · 4.125%
HK$77,050
baseline
▲ 0.50% · 4.625%
HK$81,111
+HK$4,061/mo
Deposit HK$9.61M · loan HK$14.41M · min. income ≈ HK$154,100/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,660
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,045
−HK$2,423/mo
Today · 4.125%
HK$81,468
baseline
▲ 0.50% · 4.625%
HK$86,425
+HK$4,957/mo
Deposit HK$7.20M · loan HK$16.81M · min. income ≈ HK$162,936/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,284
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,571
−HK$2,321/mo
Today · 4.125%
HK$89,892
baseline
▲ 0.50% · 4.625%
HK$94,630
+HK$4,738/mo
Deposit HK$7.20M · loan HK$16.81M · min. income ≈ HK$179,784/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,563
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$101,629
−HK$3,115/mo
Today · 4.125%
HK$104,744
baseline
▲ 0.50% · 4.625%
HK$111,118
+HK$6,374/mo
Deposit HK$2.40M · loan HK$21.61M · min. income ≈ HK$209,488/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,651
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$112,592
−HK$2,983/mo
Today · 4.125%
HK$115,575
baseline
▲ 0.50% · 4.625%
HK$121,667
+HK$6,092/mo
Deposit HK$2.40M · loan HK$21.61M · min. income ≈ HK$231,150/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,020,583 · Scale 2, in force from 26 Feb 2026)