LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,783
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,731/mo
Today · 4.125%
HK$58,219
baseline
▲ 0.50% · 4.625%
HK$61,761
+HK$3,542/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,438/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,658/mo
Today · 4.125%
HK$64,239
baseline
▲ 0.50% · 4.625%
HK$67,625
+HK$3,386/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,478/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,740
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,785
−HK$2,078/mo
Today · 4.125%
HK$69,863
baseline
▲ 0.50% · 4.625%
HK$74,114
+HK$4,251/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,726/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,135
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,097
−HK$1,990/mo
Today · 4.125%
HK$77,087
baseline
▲ 0.50% · 4.625%
HK$81,150
+HK$4,063/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,174/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,697
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,083
−HK$2,423/mo
Today · 4.125%
HK$81,506
baseline
▲ 0.50% · 4.625%
HK$86,466
+HK$4,960/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,012/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,324
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,613
−HK$2,321/mo
Today · 4.125%
HK$89,934
baseline
▲ 0.50% · 4.625%
HK$94,675
+HK$4,741/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,868/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,610
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,678
−HK$3,116/mo
Today · 4.125%
HK$104,794
baseline
▲ 0.50% · 4.625%
HK$111,170
+HK$6,376/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$209,588/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,703
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,645
−HK$2,985/mo
Today · 4.125%
HK$115,630
baseline
▲ 0.50% · 4.625%
HK$121,725
+HK$6,095/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$231,260/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,069 · Scale 2, in force from 26 Feb 2026)