LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,784
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,731/mo
Today · 4.125%
HK$58,219
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,543/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,438/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,658/mo
Today · 4.125%
HK$64,239
baseline
▲ 0.50% · 4.625%
HK$67,625
+HK$3,386/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,478/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$2,077/mo
Today · 4.125%
HK$69,863
baseline
▲ 0.50% · 4.625%
HK$74,114
+HK$4,251/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,726/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,136
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,097
−HK$1,990/mo
Today · 4.125%
HK$77,087
baseline
▲ 0.50% · 4.625%
HK$81,150
+HK$4,063/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,174/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,697
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,083
−HK$2,424/mo
Today · 4.125%
HK$81,507
baseline
▲ 0.50% · 4.625%
HK$86,466
+HK$4,959/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,014/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,325
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,613
−HK$2,322/mo
Today · 4.125%
HK$89,935
baseline
▲ 0.50% · 4.625%
HK$94,675
+HK$4,740/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,870/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,611
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,678
−HK$3,117/mo
Today · 4.125%
HK$104,795
baseline
▲ 0.50% · 4.625%
HK$111,171
+HK$6,376/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$209,590/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,704
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,646
−HK$2,985/mo
Today · 4.125%
HK$115,631
baseline
▲ 0.50% · 4.625%
HK$121,726
+HK$6,095/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$231,262/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,075 · Scale 2, in force from 26 Feb 2026)