LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,784
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,732/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,542/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,659/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$67,626
+HK$3,386/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,741
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$2,078/mo
Today · 4.125%
HK$69,864
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$4,251/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,728/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,136
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,098
−HK$1,990/mo
Today · 4.125%
HK$77,088
baseline
▲ 0.50% · 4.625%
HK$81,151
+HK$4,063/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,176/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,698
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,084
−HK$2,423/mo
Today · 4.125%
HK$81,507
baseline
▲ 0.50% · 4.625%
HK$86,467
+HK$4,960/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,014/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,326
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,614
−HK$2,321/mo
Today · 4.125%
HK$89,935
baseline
▲ 0.50% · 4.625%
HK$94,676
+HK$4,741/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,870/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,611
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,679
−HK$3,116/mo
Today · 4.125%
HK$104,795
baseline
▲ 0.50% · 4.625%
HK$111,172
+HK$6,377/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$209,590/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,704
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,646
−HK$2,985/mo
Today · 4.125%
HK$115,631
baseline
▲ 0.50% · 4.625%
HK$121,726
+HK$6,095/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$231,262/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,082 · Scale 2, in force from 26 Feb 2026)