LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,787
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,491
−HK$1,732/mo
Today · 4.125%
HK$58,223
baseline
▲ 0.50% · 4.625%
HK$61,766
+HK$3,543/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,446/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,950
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,585
−HK$1,658/mo
Today · 4.125%
HK$64,243
baseline
▲ 0.50% · 4.625%
HK$67,630
+HK$3,387/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,486/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,745
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,790
−HK$2,077/mo
Today · 4.125%
HK$69,867
baseline
▲ 0.50% · 4.625%
HK$74,119
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,734/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,140
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,102
−HK$1,990/mo
Today · 4.125%
HK$77,092
baseline
▲ 0.50% · 4.625%
HK$81,155
+HK$4,063/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,184/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,702
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,088
−HK$2,424/mo
Today · 4.125%
HK$81,512
baseline
▲ 0.50% · 4.625%
HK$86,472
+HK$4,960/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,024/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,330
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,619
−HK$2,321/mo
Today · 4.125%
HK$89,940
baseline
▲ 0.50% · 4.625%
HK$94,681
+HK$4,741/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,880/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,617
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,685
−HK$3,116/mo
Today · 4.125%
HK$104,801
baseline
▲ 0.50% · 4.625%
HK$111,178
+HK$6,377/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$209,602/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,710
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,653
−HK$2,985/mo
Today · 4.125%
HK$115,638
baseline
▲ 0.50% · 4.625%
HK$121,733
+HK$6,095/mo
Deposit HK$2.40M · loan HK$21.62M · min. income ≈ HK$231,276/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,138 · Scale 2, in force from 26 Feb 2026)