LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,791
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,495
−HK$1,732/mo
Today · 4.125%
HK$58,227
baseline
▲ 0.50% · 4.625%
HK$61,770
+HK$3,543/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,454/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,954
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,589
−HK$1,659/mo
Today · 4.125%
HK$64,248
baseline
▲ 0.50% · 4.625%
HK$67,634
+HK$3,386/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,496/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,749
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,794
−HK$2,078/mo
Today · 4.125%
HK$69,872
baseline
▲ 0.50% · 4.625%
HK$74,124
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,744/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,145
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,107
−HK$1,990/mo
Today · 4.125%
HK$77,097
baseline
▲ 0.50% · 4.625%
HK$81,161
+HK$4,064/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,194/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,707
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,093
−HK$2,425/mo
Today · 4.125%
HK$81,518
baseline
▲ 0.50% · 4.625%
HK$86,478
+HK$4,960/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,036/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,336
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,625
−HK$2,322/mo
Today · 4.125%
HK$89,947
baseline
▲ 0.50% · 4.625%
HK$94,688
+HK$4,741/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,894/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,624
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,691
−HK$3,117/mo
Today · 4.125%
HK$104,808
baseline
▲ 0.50% · 4.625%
HK$111,186
+HK$6,378/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,616/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,718
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,660
−HK$2,986/mo
Today · 4.125%
HK$115,646
baseline
▲ 0.50% · 4.625%
HK$121,741
+HK$6,095/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,292/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,208 · Scale 2, in force from 26 Feb 2026)