LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,794
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,498
−HK$1,732/mo
Today · 4.125%
HK$58,230
baseline
▲ 0.50% · 4.625%
HK$61,773
+HK$3,543/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$116,460/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,958
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,593
−HK$1,658/mo
Today · 4.125%
HK$64,251
baseline
▲ 0.50% · 4.625%
HK$67,638
+HK$3,387/mo
Deposit HK$12.01M · loan HK$12.01M · min. income ≈ HK$128,502/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,753
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,798
−HK$2,078/mo
Today · 4.125%
HK$69,876
baseline
▲ 0.50% · 4.625%
HK$74,128
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,752/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,149
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,111
−HK$1,990/mo
Today · 4.125%
HK$77,101
baseline
▲ 0.50% · 4.625%
HK$81,165
+HK$4,064/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,202/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,712
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,098
−HK$2,424/mo
Today · 4.125%
HK$81,522
baseline
▲ 0.50% · 4.625%
HK$86,482
+HK$4,960/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,044/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,341
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,630
−HK$2,321/mo
Today · 4.125%
HK$89,951
baseline
▲ 0.50% · 4.625%
HK$94,693
+HK$4,742/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,902/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,629
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,697
−HK$3,117/mo
Today · 4.125%
HK$104,814
baseline
▲ 0.50% · 4.625%
HK$111,192
+HK$6,378/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,628/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,724
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,667
−HK$2,985/mo
Today · 4.125%
HK$115,652
baseline
▲ 0.50% · 4.625%
HK$121,748
+HK$6,096/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,304/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,264 · Scale 2, in force from 26 Feb 2026)