LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,795
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,500
−HK$1,732/mo
Today · 4.125%
HK$58,232
baseline
▲ 0.50% · 4.625%
HK$61,775
+HK$3,543/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,464/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,959
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,594
−HK$1,659/mo
Today · 4.125%
HK$64,253
baseline
▲ 0.50% · 4.625%
HK$67,640
+HK$3,387/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,506/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,754
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,800
−HK$2,078/mo
Today · 4.125%
HK$69,878
baseline
▲ 0.50% · 4.625%
HK$74,130
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,756/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,151
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,113
−HK$1,990/mo
Today · 4.125%
HK$77,103
baseline
▲ 0.50% · 4.625%
HK$81,167
+HK$4,064/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,206/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,713
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,100
−HK$2,424/mo
Today · 4.125%
HK$81,524
baseline
▲ 0.50% · 4.625%
HK$86,485
+HK$4,961/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,048/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,343
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,632
−HK$2,322/mo
Today · 4.125%
HK$89,954
baseline
▲ 0.50% · 4.625%
HK$94,695
+HK$4,741/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,908/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,632
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,700
−HK$3,117/mo
Today · 4.125%
HK$104,817
baseline
▲ 0.50% · 4.625%
HK$111,195
+HK$6,378/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,634/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,727
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,670
−HK$2,985/mo
Today · 4.125%
HK$115,655
baseline
▲ 0.50% · 4.625%
HK$121,751
+HK$6,096/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,310/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,290 · Scale 2, in force from 26 Feb 2026)