LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,797
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,502
−HK$1,731/mo
Today · 4.125%
HK$58,233
baseline
▲ 0.50% · 4.625%
HK$61,777
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,466/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,961
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,596
−HK$1,659/mo
Today · 4.125%
HK$64,255
baseline
▲ 0.50% · 4.625%
HK$67,642
+HK$3,387/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,510/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,757
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,802
−HK$2,078/mo
Today · 4.125%
HK$69,880
baseline
▲ 0.50% · 4.625%
HK$74,132
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,760/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,154
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,115
−HK$1,991/mo
Today · 4.125%
HK$77,106
baseline
▲ 0.50% · 4.625%
HK$81,170
+HK$4,064/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,212/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,716
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,102
−HK$2,425/mo
Today · 4.125%
HK$81,527
baseline
▲ 0.50% · 4.625%
HK$86,488
+HK$4,961/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,054/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,346
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,635
−HK$2,322/mo
Today · 4.125%
HK$89,957
baseline
▲ 0.50% · 4.625%
HK$94,699
+HK$4,742/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,914/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,635
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,703
−HK$3,117/mo
Today · 4.125%
HK$104,820
baseline
▲ 0.50% · 4.625%
HK$111,198
+HK$6,378/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,640/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,730
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$112,673
−HK$2,986/mo
Today · 4.125%
HK$115,659
baseline
▲ 0.50% · 4.625%
HK$121,755
+HK$6,096/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,318/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,324 · Scale 2, in force from 26 Feb 2026)