LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,799
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,503
−HK$1,732/mo
Today · 4.125%
HK$58,235
baseline
▲ 0.50% · 4.625%
HK$61,779
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,470/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,963
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,598
−HK$1,659/mo
Today · 4.125%
HK$64,257
baseline
▲ 0.50% · 4.625%
HK$67,644
+HK$3,387/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,514/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,759
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,804
−HK$2,078/mo
Today · 4.125%
HK$69,882
baseline
▲ 0.50% · 4.625%
HK$74,134
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,764/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,156
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,118
−HK$1,990/mo
Today · 4.125%
HK$77,108
baseline
▲ 0.50% · 4.625%
HK$81,173
+HK$4,065/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,216/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,718
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,105
−HK$2,424/mo
Today · 4.125%
HK$81,529
baseline
▲ 0.50% · 4.625%
HK$86,490
+HK$4,961/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,058/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,348
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,637
−HK$2,322/mo
Today · 4.125%
HK$89,959
baseline
▲ 0.50% · 4.625%
HK$94,701
+HK$4,742/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,918/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,638
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$101,706
−HK$3,117/mo
Today · 4.125%
HK$104,823
baseline
▲ 0.50% · 4.625%
HK$111,202
+HK$6,379/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,646/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,734
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$112,677
−HK$2,985/mo
Today · 4.125%
HK$115,662
baseline
▲ 0.50% · 4.625%
HK$121,759
+HK$6,097/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,324/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,355 · Scale 2, in force from 26 Feb 2026)