LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,803
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,508
−HK$1,732/mo
Today · 4.125%
HK$58,240
baseline
▲ 0.50% · 4.625%
HK$61,784
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,480/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,968
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,603
−HK$1,659/mo
Today · 4.125%
HK$64,262
baseline
▲ 0.50% · 4.625%
HK$67,649
+HK$3,387/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,524/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,764
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,810
−HK$2,078/mo
Today · 4.125%
HK$69,888
baseline
▲ 0.50% · 4.625%
HK$74,140
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,776/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,162
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,124
−HK$1,990/mo
Today · 4.125%
HK$77,114
baseline
▲ 0.50% · 4.625%
HK$81,179
+HK$4,065/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,228/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,725
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,111
−HK$2,425/mo
Today · 4.125%
HK$81,536
baseline
▲ 0.50% · 4.625%
HK$86,497
+HK$4,961/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,072/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,355
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,645
−HK$2,322/mo
Today · 4.125%
HK$89,967
baseline
▲ 0.50% · 4.625%
HK$94,709
+HK$4,742/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,934/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,646
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$101,714
−HK$3,118/mo
Today · 4.125%
HK$104,832
baseline
▲ 0.50% · 4.625%
HK$111,211
+HK$6,379/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,664/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,743
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$112,686
−HK$2,986/mo
Today · 4.125%
HK$115,672
baseline
▲ 0.50% · 4.625%
HK$121,769
+HK$6,097/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,344/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,438 · Scale 2, in force from 26 Feb 2026)