LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,805
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,509
−HK$1,732/mo
Today · 4.125%
HK$58,241
baseline
▲ 0.50% · 4.625%
HK$61,785
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,482/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,970
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,605
−HK$1,659/mo
Today · 4.125%
HK$64,264
baseline
▲ 0.50% · 4.625%
HK$67,651
+HK$3,387/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,528/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,766
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,811
−HK$2,079/mo
Today · 4.125%
HK$69,890
baseline
▲ 0.50% · 4.625%
HK$74,142
+HK$4,252/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$139,780/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,164
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,126
−HK$1,990/mo
Today · 4.125%
HK$77,116
baseline
▲ 0.50% · 4.625%
HK$81,181
+HK$4,065/mo
Deposit HK$9.61M · loan HK$14.42M · min. income ≈ HK$154,232/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,727
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,113
−HK$2,425/mo
Today · 4.125%
HK$81,538
baseline
▲ 0.50% · 4.625%
HK$86,499
+HK$4,961/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$163,076/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,357
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,647
−HK$2,322/mo
Today · 4.125%
HK$89,969
baseline
▲ 0.50% · 4.625%
HK$94,711
+HK$4,742/mo
Deposit HK$7.21M · loan HK$16.82M · min. income ≈ HK$179,938/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,648
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,717
−HK$3,118/mo
Today · 4.125%
HK$104,835
baseline
▲ 0.50% · 4.625%
HK$111,213
+HK$6,378/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,670/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,745
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,689
−HK$2,986/mo
Today · 4.125%
HK$115,675
baseline
▲ 0.50% · 4.625%
HK$121,772
+HK$6,097/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,350/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$1,021,464 · Scale 2, in force from 26 Feb 2026)