LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,813
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,732/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,794
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,979
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,659/mo
Today · 4.125%
HK$64,273
baseline
▲ 0.50% · 4.625%
HK$67,661
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,546/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,775
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,821
−HK$2,079/mo
Today · 4.125%
HK$69,900
baseline
▲ 0.50% · 4.625%
HK$74,153
+HK$4,253/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,800/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,174
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,137
−HK$1,991/mo
Today · 4.125%
HK$77,128
baseline
▲ 0.50% · 4.625%
HK$81,193
+HK$4,065/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,256/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,738
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,125
−HK$2,425/mo
Today · 4.125%
HK$81,550
baseline
▲ 0.50% · 4.625%
HK$86,512
+HK$4,962/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,100/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,370
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,660
−HK$2,322/mo
Today · 4.125%
HK$89,982
baseline
▲ 0.50% · 4.625%
HK$94,725
+HK$4,743/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,964/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,663
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,732
−HK$3,118/mo
Today · 4.125%
HK$104,850
baseline
▲ 0.50% · 4.625%
HK$111,230
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,700/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,761
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,705
−HK$2,986/mo
Today · 4.125%
HK$115,691
baseline
▲ 0.50% · 4.625%
HK$121,790
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,382/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,613 · Scale 2, in force from 26 Feb 2026)