LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,813
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,732/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,545/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,979
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,615
−HK$1,659/mo
Today · 4.125%
HK$64,274
baseline
▲ 0.50% · 4.625%
HK$67,662
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,548/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,776
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,822
−HK$2,079/mo
Today · 4.125%
HK$69,901
baseline
▲ 0.50% · 4.625%
HK$74,154
+HK$4,253/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,802/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,175
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,137
−HK$1,991/mo
Today · 4.125%
HK$77,128
baseline
▲ 0.50% · 4.625%
HK$81,194
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,256/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,738
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,125
−HK$2,426/mo
Today · 4.125%
HK$81,551
baseline
▲ 0.50% · 4.625%
HK$86,513
+HK$4,962/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,102/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,371
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,660
−HK$2,323/mo
Today · 4.125%
HK$89,983
baseline
▲ 0.50% · 4.625%
HK$94,726
+HK$4,743/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,966/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,664
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,733
−HK$3,118/mo
Today · 4.125%
HK$104,851
baseline
▲ 0.50% · 4.625%
HK$111,231
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$209,702/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,762
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$112,706
−HK$2,987/mo
Today · 4.125%
HK$115,693
baseline
▲ 0.50% · 4.625%
HK$121,791
+HK$6,098/mo
Deposit HK$2.40M · loan HK$21.63M · min. income ≈ HK$231,386/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,622 · Scale 2, in force from 26 Feb 2026)