LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,815
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,520
−HK$1,733/mo
Today · 4.125%
HK$58,253
baseline
▲ 0.50% · 4.625%
HK$61,797
+HK$3,544/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,506/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,982
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,617
−HK$1,659/mo
Today · 4.125%
HK$64,276
baseline
▲ 0.50% · 4.625%
HK$67,664
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,552/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,778
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,825
−HK$2,078/mo
Today · 4.125%
HK$69,903
baseline
▲ 0.50% · 4.625%
HK$74,157
+HK$4,254/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,806/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,178
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$1,991/mo
Today · 4.125%
HK$77,131
baseline
▲ 0.50% · 4.625%
HK$81,197
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,262/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,742
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,129
−HK$2,425/mo
Today · 4.125%
HK$81,554
baseline
▲ 0.50% · 4.625%
HK$86,516
+HK$4,962/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,108/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,374
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,664
−HK$2,323/mo
Today · 4.125%
HK$89,987
baseline
▲ 0.50% · 4.625%
HK$94,730
+HK$4,743/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,974/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,668
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$101,737
−HK$3,118/mo
Today · 4.125%
HK$104,855
baseline
▲ 0.50% · 4.625%
HK$111,235
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$209,710/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,767
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,711
−HK$2,986/mo
Today · 4.125%
HK$115,697
baseline
▲ 0.50% · 4.625%
HK$121,796
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$231,394/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,664 · Scale 2, in force from 26 Feb 2026)