LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,816
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,521
−HK$1,732/mo
Today · 4.125%
HK$58,253
baseline
▲ 0.50% · 4.625%
HK$61,798
+HK$3,545/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,506/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,982
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,618
−HK$1,659/mo
Today · 4.125%
HK$64,277
baseline
▲ 0.50% · 4.625%
HK$67,665
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,554/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,779
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,825
−HK$2,079/mo
Today · 4.125%
HK$69,904
baseline
▲ 0.50% · 4.625%
HK$74,157
+HK$4,253/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,808/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,178
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,141
−HK$1,991/mo
Today · 4.125%
HK$77,132
baseline
▲ 0.50% · 4.625%
HK$81,198
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,264/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,742
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,129
−HK$2,425/mo
Today · 4.125%
HK$81,554
baseline
▲ 0.50% · 4.625%
HK$86,517
+HK$4,963/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,108/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,375
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,665
−HK$2,322/mo
Today · 4.125%
HK$89,987
baseline
▲ 0.50% · 4.625%
HK$94,731
+HK$4,744/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,974/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,668
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,738
−HK$3,118/mo
Today · 4.125%
HK$104,856
baseline
▲ 0.50% · 4.625%
HK$111,236
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$209,712/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,768
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,712
−HK$2,986/mo
Today · 4.125%
HK$115,698
baseline
▲ 0.50% · 4.625%
HK$121,797
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$231,396/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,671 · Scale 2, in force from 26 Feb 2026)