LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,817
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,522
−HK$1,732/mo
Today · 4.125%
HK$58,254
baseline
▲ 0.50% · 4.625%
HK$61,799
+HK$3,545/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,508/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,983
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,619
−HK$1,659/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$67,666
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,780
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,826
−HK$2,079/mo
Today · 4.125%
HK$69,905
baseline
▲ 0.50% · 4.625%
HK$74,159
+HK$4,254/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,810/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,180
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,142
−HK$1,991/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,199
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,743
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,131
−HK$2,425/mo
Today · 4.125%
HK$81,556
baseline
▲ 0.50% · 4.625%
HK$86,518
+HK$4,962/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,112/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,376
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,666
−HK$2,323/mo
Today · 4.125%
HK$89,989
baseline
▲ 0.50% · 4.625%
HK$94,732
+HK$4,743/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,978/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,670
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,739
−HK$3,119/mo
Today · 4.125%
HK$104,858
baseline
▲ 0.50% · 4.625%
HK$111,238
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$209,716/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,770
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,714
−HK$2,986/mo
Today · 4.125%
HK$115,700
baseline
▲ 0.50% · 4.625%
HK$121,799
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$231,400/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,689 · Scale 2, in force from 26 Feb 2026)