LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,819
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,524
−HK$1,732/mo
Today · 4.125%
HK$58,256
baseline
▲ 0.50% · 4.625%
HK$61,801
+HK$3,545/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,512/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,985
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,621
−HK$1,659/mo
Today · 4.125%
HK$64,280
baseline
▲ 0.50% · 4.625%
HK$67,669
+HK$3,389/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,560/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,783
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,829
−HK$2,079/mo
Today · 4.125%
HK$69,908
baseline
▲ 0.50% · 4.625%
HK$74,161
+HK$4,253/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$139,816/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,182
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,145
−HK$1,991/mo
Today · 4.125%
HK$77,136
baseline
▲ 0.50% · 4.625%
HK$81,202
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.42M · min. income ≈ HK$154,272/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,746
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,134
−HK$2,425/mo
Today · 4.125%
HK$81,559
baseline
▲ 0.50% · 4.625%
HK$86,522
+HK$4,963/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,118/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,380
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,669
−HK$2,323/mo
Today · 4.125%
HK$89,992
baseline
▲ 0.50% · 4.625%
HK$94,736
+HK$4,744/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$179,984/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,674
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,743
−HK$3,119/mo
Today · 4.125%
HK$104,862
baseline
▲ 0.50% · 4.625%
HK$111,242
+HK$6,380/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$209,724/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,774
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$112,718
−HK$2,986/mo
Today · 4.125%
HK$115,704
baseline
▲ 0.50% · 4.625%
HK$121,803
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$231,408/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,727 · Scale 2, in force from 26 Feb 2026)