LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,824
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,530
−HK$1,732/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,545/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,660/mo
Today · 4.125%
HK$64,287
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,388/mo
Deposit HK$12.02M · loan HK$12.02M · min. income ≈ HK$128,574/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,789
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,835
−HK$2,080/mo
Today · 4.125%
HK$69,915
baseline
▲ 0.50% · 4.625%
HK$74,169
+HK$4,254/mo
Deposit HK$9.62M · loan HK$14.43M · min. income ≈ HK$139,830/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,190
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$1,991/mo
Today · 4.125%
HK$77,144
baseline
▲ 0.50% · 4.625%
HK$81,210
+HK$4,066/mo
Deposit HK$9.62M · loan HK$14.43M · min. income ≈ HK$154,288/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,754
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,141
−HK$2,426/mo
Today · 4.125%
HK$81,567
baseline
▲ 0.50% · 4.625%
HK$86,530
+HK$4,963/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$163,134/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,388
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,678
−HK$2,323/mo
Today · 4.125%
HK$90,001
baseline
▲ 0.50% · 4.625%
HK$94,745
+HK$4,744/mo
Deposit HK$7.21M · loan HK$16.83M · min. income ≈ HK$180,002/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,684
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$101,753
−HK$3,119/mo
Today · 4.125%
HK$104,872
baseline
▲ 0.50% · 4.625%
HK$111,253
+HK$6,381/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$209,744/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,784
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$112,729
−HK$2,987/mo
Today · 4.125%
HK$115,716
baseline
▲ 0.50% · 4.625%
HK$121,815
+HK$6,099/mo
Deposit HK$2.40M · loan HK$21.64M · min. income ≈ HK$231,432/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,021,828 · Scale 2, in force from 26 Feb 2026)