LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,843
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,549
−HK$1,733/mo
Today · 4.125%
HK$58,282
baseline
▲ 0.50% · 4.625%
HK$61,829
+HK$3,547/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$116,564/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,013
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,649
−HK$1,660/mo
Today · 4.125%
HK$64,309
baseline
▲ 0.50% · 4.625%
HK$67,699
+HK$3,390/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$128,618/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,812
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$2,080/mo
Today · 4.125%
HK$69,939
baseline
▲ 0.50% · 4.625%
HK$74,194
+HK$4,255/mo
Deposit HK$9.62M · loan HK$14.43M · min. income ≈ HK$139,878/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,215
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,179
−HK$1,992/mo
Today · 4.125%
HK$77,171
baseline
▲ 0.50% · 4.625%
HK$81,238
+HK$4,067/mo
Deposit HK$9.62M · loan HK$14.43M · min. income ≈ HK$154,342/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,780
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,169
−HK$2,426/mo
Today · 4.125%
HK$81,595
baseline
▲ 0.50% · 4.625%
HK$86,560
+HK$4,965/mo
Deposit HK$7.22M · loan HK$16.84M · min. income ≈ HK$163,190/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,418
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,708
−HK$2,324/mo
Today · 4.125%
HK$90,032
baseline
▲ 0.50% · 4.625%
HK$94,778
+HK$4,746/mo
Deposit HK$7.22M · loan HK$16.84M · min. income ≈ HK$180,064/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,718
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$101,788
−HK$3,120/mo
Today · 4.125%
HK$104,908
baseline
▲ 0.50% · 4.625%
HK$111,292
+HK$6,384/mo
Deposit HK$2.41M · loan HK$21.65M · min. income ≈ HK$209,816/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,823
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$112,768
−HK$2,988/mo
Today · 4.125%
HK$115,756
baseline
▲ 0.50% · 4.625%
HK$121,858
+HK$6,102/mo
Deposit HK$2.41M · loan HK$21.65M · min. income ≈ HK$231,512/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,182 · Scale 2, in force from 26 Feb 2026)