LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,864
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,571
−HK$1,733/mo
Today · 4.125%
HK$58,304
baseline
▲ 0.50% · 4.625%
HK$61,852
+HK$3,548/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$116,608/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,036
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,673
−HK$1,660/mo
Today · 4.125%
HK$64,333
baseline
▲ 0.50% · 4.625%
HK$67,724
+HK$3,391/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$128,666/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,885
−HK$2,080/mo
Today · 4.125%
HK$69,965
baseline
▲ 0.50% · 4.625%
HK$74,222
+HK$4,257/mo
Deposit HK$9.62M · loan HK$14.44M · min. income ≈ HK$139,930/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,243
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,207
−HK$1,993/mo
Today · 4.125%
HK$77,200
baseline
▲ 0.50% · 4.625%
HK$81,269
+HK$4,069/mo
Deposit HK$9.62M · loan HK$14.44M · min. income ≈ HK$154,400/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,810
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,199
−HK$2,427/mo
Today · 4.125%
HK$81,626
baseline
▲ 0.50% · 4.625%
HK$86,593
+HK$4,967/mo
Deposit HK$7.22M · loan HK$16.84M · min. income ≈ HK$163,252/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,450
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,742
−HK$2,324/mo
Today · 4.125%
HK$90,066
baseline
▲ 0.50% · 4.625%
HK$94,814
+HK$4,748/mo
Deposit HK$7.22M · loan HK$16.84M · min. income ≈ HK$180,132/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,755
−HK$6,193/mo
▼ 0.25% · 3.875%
HK$101,827
−HK$3,121/mo
Today · 4.125%
HK$104,948
baseline
▲ 0.50% · 4.625%
HK$111,334
+HK$6,386/mo
Deposit HK$2.41M · loan HK$21.65M · min. income ≈ HK$209,896/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,864
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$112,811
−HK$2,989/mo
Today · 4.125%
HK$115,800
baseline
▲ 0.50% · 4.625%
HK$121,904
+HK$6,104/mo
Deposit HK$2.41M · loan HK$21.65M · min. income ≈ HK$231,600/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,568 · Scale 2, in force from 26 Feb 2026)