LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,873
−HK$3,441/mo
▼ 0.25% · 3.875%
HK$56,580
−HK$1,734/mo
Today · 4.125%
HK$58,314
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,548/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$116,628/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,046
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$62,683
−HK$1,661/mo
Today · 4.125%
HK$64,344
baseline
▲ 0.50% · 4.625%
HK$67,735
+HK$3,391/mo
Deposit HK$12.03M · loan HK$12.03M · min. income ≈ HK$128,688/mo (50% DSR)
Upfront cash ≈ HK$13.05M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,848
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,896
−HK$2,081/mo
Today · 4.125%
HK$69,977
baseline
▲ 0.50% · 4.625%
HK$74,235
+HK$4,258/mo
Deposit HK$9.63M · loan HK$14.44M · min. income ≈ HK$139,954/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,255
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,219
−HK$1,994/mo
Today · 4.125%
HK$77,213
baseline
▲ 0.50% · 4.625%
HK$81,283
+HK$4,070/mo
Deposit HK$9.63M · loan HK$14.44M · min. income ≈ HK$154,426/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,822
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,212
−HK$2,428/mo
Today · 4.125%
HK$81,640
baseline
▲ 0.50% · 4.625%
HK$86,607
+HK$4,967/mo
Deposit HK$7.22M · loan HK$16.85M · min. income ≈ HK$163,280/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,464
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,756
−HK$2,325/mo
Today · 4.125%
HK$90,081
baseline
▲ 0.50% · 4.625%
HK$94,830
+HK$4,749/mo
Deposit HK$7.22M · loan HK$16.85M · min. income ≈ HK$180,162/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,771
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,844
−HK$3,121/mo
Today · 4.125%
HK$104,965
baseline
▲ 0.50% · 4.625%
HK$111,352
+HK$6,387/mo
Deposit HK$2.41M · loan HK$21.66M · min. income ≈ HK$209,930/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,882
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$112,829
−HK$2,990/mo
Today · 4.125%
HK$115,819
baseline
▲ 0.50% · 4.625%
HK$121,924
+HK$6,105/mo
Deposit HK$2.41M · loan HK$21.66M · min. income ≈ HK$231,638/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,022,738 · Scale 2, in force from 26 Feb 2026)