LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,917
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$56,625
−HK$1,736/mo
Today · 4.125%
HK$58,361
baseline
▲ 0.50% · 4.625%
HK$61,912
+HK$3,551/mo
Deposit HK$12.04M · loan HK$12.04M · min. income ≈ HK$116,722/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,094
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$62,733
−HK$1,662/mo
Today · 4.125%
HK$64,395
baseline
▲ 0.50% · 4.625%
HK$67,790
+HK$3,395/mo
Deposit HK$12.04M · loan HK$12.04M · min. income ≈ HK$128,790/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,900
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$67,950
−HK$2,083/mo
Today · 4.125%
HK$70,033
baseline
▲ 0.50% · 4.625%
HK$74,294
+HK$4,261/mo
Deposit HK$9.63M · loan HK$14.45M · min. income ≈ HK$140,066/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,313
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,280
−HK$1,994/mo
Today · 4.125%
HK$77,274
baseline
▲ 0.50% · 4.625%
HK$81,347
+HK$4,073/mo
Deposit HK$9.63M · loan HK$14.45M · min. income ≈ HK$154,548/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,884
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,275
−HK$2,430/mo
Today · 4.125%
HK$81,705
baseline
▲ 0.50% · 4.625%
HK$86,676
+HK$4,971/mo
Deposit HK$7.23M · loan HK$16.86M · min. income ≈ HK$163,410/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,532
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,826
−HK$2,327/mo
Today · 4.125%
HK$90,153
baseline
▲ 0.50% · 4.625%
HK$94,905
+HK$4,752/mo
Deposit HK$7.23M · loan HK$16.86M · min. income ≈ HK$180,306/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,850
−HK$6,199/mo
▼ 0.25% · 3.875%
HK$101,925
−HK$3,124/mo
Today · 4.125%
HK$105,049
baseline
▲ 0.50% · 4.625%
HK$111,441
+HK$6,392/mo
Deposit HK$2.41M · loan HK$21.68M · min. income ≈ HK$210,098/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,970
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$112,919
−HK$2,992/mo
Today · 4.125%
HK$115,911
baseline
▲ 0.50% · 4.625%
HK$122,021
+HK$6,110/mo
Deposit HK$2.41M · loan HK$21.68M · min. income ≈ HK$231,822/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,023,555 · Scale 2, in force from 26 Feb 2026)