LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,954
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,664
−HK$1,737/mo
Today · 4.125%
HK$58,401
baseline
▲ 0.50% · 4.625%
HK$61,954
+HK$3,553/mo
Deposit HK$12.05M · loan HK$12.05M · min. income ≈ HK$116,802/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,136
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,776
−HK$1,663/mo
Today · 4.125%
HK$64,439
baseline
▲ 0.50% · 4.625%
HK$67,836
+HK$3,397/mo
Deposit HK$12.05M · loan HK$12.05M · min. income ≈ HK$128,878/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,945
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$67,997
−HK$2,084/mo
Today · 4.125%
HK$70,081
baseline
▲ 0.50% · 4.625%
HK$74,345
+HK$4,264/mo
Deposit HK$9.64M · loan HK$14.46M · min. income ≈ HK$140,162/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,364
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,331
−HK$1,996/mo
Today · 4.125%
HK$77,327
baseline
▲ 0.50% · 4.625%
HK$81,403
+HK$4,076/mo
Deposit HK$9.64M · loan HK$14.46M · min. income ≈ HK$154,654/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,936
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$79,329
−HK$2,432/mo
Today · 4.125%
HK$81,761
baseline
▲ 0.50% · 4.625%
HK$86,736
+HK$4,975/mo
Deposit HK$7.23M · loan HK$16.87M · min. income ≈ HK$163,522/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,591
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$87,886
−HK$2,329/mo
Today · 4.125%
HK$90,215
baseline
▲ 0.50% · 4.625%
HK$94,970
+HK$4,755/mo
Deposit HK$7.23M · loan HK$16.87M · min. income ≈ HK$180,430/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,918
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,995
−HK$3,126/mo
Today · 4.125%
HK$105,121
baseline
▲ 0.50% · 4.625%
HK$111,517
+HK$6,396/mo
Deposit HK$2.41M · loan HK$21.69M · min. income ≈ HK$210,242/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,045
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$112,997
−HK$2,994/mo
Today · 4.125%
HK$115,991
baseline
▲ 0.50% · 4.625%
HK$122,105
+HK$6,114/mo
Deposit HK$2.41M · loan HK$21.69M · min. income ≈ HK$231,982/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$1,024,256 · Scale 2, in force from 26 Feb 2026)