LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,982
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,737/mo
Today · 4.125%
HK$58,429
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,556/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$116,858/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,807
−HK$1,664/mo
Today · 4.125%
HK$64,471
baseline
▲ 0.50% · 4.625%
HK$67,870
+HK$3,399/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$128,942/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,978
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,030
−HK$2,085/mo
Today · 4.125%
HK$70,115
baseline
▲ 0.50% · 4.625%
HK$74,382
+HK$4,267/mo
Deposit HK$9.64M · loan HK$14.47M · min. income ≈ HK$140,230/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,400
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,368
−HK$1,997/mo
Today · 4.125%
HK$77,365
baseline
▲ 0.50% · 4.625%
HK$81,443
+HK$4,078/mo
Deposit HK$9.64M · loan HK$14.47M · min. income ≈ HK$154,730/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,974
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,369
−HK$2,432/mo
Today · 4.125%
HK$81,801
baseline
▲ 0.50% · 4.625%
HK$86,779
+HK$4,978/mo
Deposit HK$7.23M · loan HK$16.88M · min. income ≈ HK$163,602/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,633
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,930
−HK$2,330/mo
Today · 4.125%
HK$90,260
baseline
▲ 0.50% · 4.625%
HK$95,017
+HK$4,757/mo
Deposit HK$7.23M · loan HK$16.88M · min. income ≈ HK$180,520/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,967
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$102,045
−HK$3,128/mo
Today · 4.125%
HK$105,173
baseline
▲ 0.50% · 4.625%
HK$111,573
+HK$6,400/mo
Deposit HK$2.41M · loan HK$21.70M · min. income ≈ HK$210,346/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,100
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,053
−HK$2,995/mo
Today · 4.125%
HK$116,048
baseline
▲ 0.50% · 4.625%
HK$122,165
+HK$6,117/mo
Deposit HK$2.41M · loan HK$21.70M · min. income ≈ HK$232,096/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,024,763 · Scale 2, in force from 26 Feb 2026)