LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,989
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,699
−HK$1,738/mo
Today · 4.125%
HK$58,437
baseline
▲ 0.50% · 4.625%
HK$61,993
+HK$3,556/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$116,874/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,175
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,815
−HK$1,665/mo
Today · 4.125%
HK$64,480
baseline
▲ 0.50% · 4.625%
HK$67,878
+HK$3,398/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$128,960/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,987
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,039
−HK$2,086/mo
Today · 4.125%
HK$70,125
baseline
▲ 0.50% · 4.625%
HK$74,392
+HK$4,267/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$140,250/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,409
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,378
−HK$1,998/mo
Today · 4.125%
HK$77,376
baseline
▲ 0.50% · 4.625%
HK$81,454
+HK$4,078/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$154,752/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,984
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,379
−HK$2,433/mo
Today · 4.125%
HK$81,812
baseline
▲ 0.50% · 4.625%
HK$86,790
+HK$4,978/mo
Deposit HK$7.23M · loan HK$16.88M · min. income ≈ HK$163,624/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,644
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$87,941
−HK$2,331/mo
Today · 4.125%
HK$90,272
baseline
▲ 0.50% · 4.625%
HK$95,030
+HK$4,758/mo
Deposit HK$7.23M · loan HK$16.88M · min. income ≈ HK$180,544/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,980
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$102,059
−HK$3,128/mo
Today · 4.125%
HK$105,187
baseline
▲ 0.50% · 4.625%
HK$111,587
+HK$6,400/mo
Deposit HK$2.41M · loan HK$21.70M · min. income ≈ HK$210,374/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,114
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$113,067
−HK$2,996/mo
Today · 4.125%
HK$116,063
baseline
▲ 0.50% · 4.625%
HK$122,181
+HK$6,118/mo
Deposit HK$2.41M · loan HK$21.70M · min. income ≈ HK$232,126/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,024,897 · Scale 2, in force from 26 Feb 2026)