LTV · monthly repayment
▼ 0.50% · 3.625%
HK$549,920
−HK$34,485/mo
▼ 0.25% · 3.875%
HK$567,025
−HK$17,380/mo
Today · 4.125%
HK$584,405
baseline
▲ 0.50% · 4.625%
HK$619,964
+HK$35,559/mo
Deposit HK$120.58M · loan HK$120.58M · min. income ≈ HK$1,168,810/mo (50% DSR)
Upfront cash ≈ HK$136.26M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,780
−HK$33,053/mo
▼ 0.25% · 3.875%
HK$628,188
−HK$16,645/mo
Today · 4.125%
HK$644,833
baseline
▲ 0.50% · 4.625%
HK$678,823
+HK$33,990/mo
Deposit HK$120.58M · loan HK$120.58M · min. income ≈ HK$1,289,666/mo (50% DSR)
Upfront cash ≈ HK$136.26M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$659,904
−HK$41,381/mo
▼ 0.25% · 3.875%
HK$680,430
−HK$20,855/mo
Today · 4.125%
HK$701,285
baseline
▲ 0.50% · 4.625%
HK$743,957
+HK$42,672/mo
Deposit HK$96.47M · loan HK$144.70M · min. income ≈ HK$1,402,570/mo (50% DSR)
Upfront cash ≈ HK$112.14M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$734,136
−HK$39,663/mo
▼ 0.25% · 3.875%
HK$753,825
−HK$19,974/mo
Today · 4.125%
HK$773,799
baseline
▲ 0.50% · 4.625%
HK$814,587
+HK$40,788/mo
Deposit HK$96.47M · loan HK$144.70M · min. income ≈ HK$1,547,598/mo (50% DSR)
Upfront cash ≈ HK$112.14M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$769,888
−HK$48,278/mo
▼ 0.25% · 3.875%
HK$793,835
−HK$24,331/mo
Today · 4.125%
HK$818,166
baseline
▲ 0.50% · 4.625%
HK$867,950
+HK$49,784/mo
Deposit HK$72.35M · loan HK$168.82M · min. income ≈ HK$1,636,332/mo (50% DSR)
Upfront cash ≈ HK$88.03M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$856,492
−HK$46,274/mo
▼ 0.25% · 3.875%
HK$879,463
−HK$23,303/mo
Today · 4.125%
HK$902,766
baseline
▲ 0.50% · 4.625%
HK$950,352
+HK$47,586/mo
Deposit HK$72.35M · loan HK$168.82M · min. income ≈ HK$1,805,532/mo (50% DSR)
Upfront cash ≈ HK$88.03M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$989,856
−HK$62,072/mo
▼ 0.25% · 3.875%
HK$1,020,646
−HK$31,282/mo
Today · 4.125%
HK$1,051,928
baseline
▲ 0.50% · 4.625%
HK$1,115,935
+HK$64,007/mo
Deposit HK$24.12M · loan HK$217.05M · min. income ≈ HK$2,103,856/mo (50% DSR)
Upfront cash ≈ HK$39.79M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,101,204
−HK$59,495/mo
▼ 0.25% · 3.875%
HK$1,130,738
−HK$29,961/mo
Today · 4.125%
HK$1,160,699
baseline
▲ 0.50% · 4.625%
HK$1,221,881
+HK$61,182/mo
Deposit HK$24.12M · loan HK$217.05M · min. income ≈ HK$2,321,398/mo (50% DSR)
Upfront cash ≈ HK$39.79M (deposit + AVD stamp duty HK$15,675,773 · Scale 2, in force from 26 Feb 2026)