LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,995
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,705
−HK$1,738/mo
Today · 4.125%
HK$58,443
baseline
▲ 0.50% · 4.625%
HK$62,000
+HK$3,557/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$116,886/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,181
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,822
−HK$1,665/mo
Today · 4.125%
HK$64,487
baseline
▲ 0.50% · 4.625%
HK$67,886
+HK$3,399/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$128,974/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,994
−HK$4,138/mo
▼ 0.25% · 3.875%
HK$68,047
−HK$2,085/mo
Today · 4.125%
HK$70,132
baseline
▲ 0.50% · 4.625%
HK$74,399
+HK$4,267/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$140,264/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,417
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,386
−HK$1,998/mo
Today · 4.125%
HK$77,384
baseline
▲ 0.50% · 4.625%
HK$81,463
+HK$4,079/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$154,768/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,993
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$79,388
−HK$2,433/mo
Today · 4.125%
HK$81,821
baseline
▲ 0.50% · 4.625%
HK$86,799
+HK$4,978/mo
Deposit HK$7.24M · loan HK$16.88M · min. income ≈ HK$163,642/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,654
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$87,951
−HK$2,330/mo
Today · 4.125%
HK$90,281
baseline
▲ 0.50% · 4.625%
HK$95,040
+HK$4,759/mo
Deposit HK$7.24M · loan HK$16.88M · min. income ≈ HK$180,562/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,991
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$102,070
−HK$3,128/mo
Today · 4.125%
HK$105,198
baseline
▲ 0.50% · 4.625%
HK$111,599
+HK$6,401/mo
Deposit HK$2.41M · loan HK$21.71M · min. income ≈ HK$210,396/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,126
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$113,080
−HK$2,996/mo
Today · 4.125%
HK$116,076
baseline
▲ 0.50% · 4.625%
HK$122,194
+HK$6,118/mo
Deposit HK$2.41M · loan HK$21.71M · min. income ≈ HK$232,152/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,007 · Scale 2, in force from 26 Feb 2026)