LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,008
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,719
−HK$1,738/mo
Today · 4.125%
HK$58,457
baseline
▲ 0.50% · 4.625%
HK$62,014
+HK$3,557/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$116,914/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,196
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,837
−HK$1,665/mo
Today · 4.125%
HK$64,502
baseline
▲ 0.50% · 4.625%
HK$67,902
+HK$3,400/mo
Deposit HK$12.06M · loan HK$12.06M · min. income ≈ HK$129,004/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,009
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,063
−HK$2,086/mo
Today · 4.125%
HK$70,149
baseline
▲ 0.50% · 4.625%
HK$74,417
+HK$4,268/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$140,298/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,435
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,404
−HK$1,998/mo
Today · 4.125%
HK$77,402
baseline
▲ 0.50% · 4.625%
HK$81,482
+HK$4,080/mo
Deposit HK$9.65M · loan HK$14.47M · min. income ≈ HK$154,804/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,011
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$79,406
−HK$2,434/mo
Today · 4.125%
HK$81,840
baseline
▲ 0.50% · 4.625%
HK$86,820
+HK$4,980/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,680/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,674
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$87,972
−HK$2,331/mo
Today · 4.125%
HK$90,303
baseline
▲ 0.50% · 4.625%
HK$95,063
+HK$4,760/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,606/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,014
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$102,094
−HK$3,129/mo
Today · 4.125%
HK$105,223
baseline
▲ 0.50% · 4.625%
HK$111,626
+HK$6,403/mo
Deposit HK$2.41M · loan HK$21.71M · min. income ≈ HK$210,446/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,152
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$113,106
−HK$2,997/mo
Today · 4.125%
HK$116,103
baseline
▲ 0.50% · 4.625%
HK$122,223
+HK$6,120/mo
Deposit HK$2.41M · loan HK$21.71M · min. income ≈ HK$232,206/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,251 · Scale 2, in force from 26 Feb 2026)