LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,024
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,735
−HK$1,739/mo
Today · 4.125%
HK$58,474
baseline
▲ 0.50% · 4.625%
HK$62,032
+HK$3,558/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,948/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,213
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,855
−HK$1,665/mo
Today · 4.125%
HK$64,520
baseline
▲ 0.50% · 4.625%
HK$67,921
+HK$3,401/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,040/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,028
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,082
−HK$2,087/mo
Today · 4.125%
HK$70,169
baseline
▲ 0.50% · 4.625%
HK$74,438
+HK$4,269/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,338/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,456
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,426
−HK$1,998/mo
Today · 4.125%
HK$77,424
baseline
▲ 0.50% · 4.625%
HK$81,505
+HK$4,081/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,848/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,033
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,429
−HK$2,435/mo
Today · 4.125%
HK$81,864
baseline
▲ 0.50% · 4.625%
HK$86,845
+HK$4,981/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,728/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,698
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,997
−HK$2,331/mo
Today · 4.125%
HK$90,328
baseline
▲ 0.50% · 4.625%
HK$95,090
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,656/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,042
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,123
−HK$3,130/mo
Today · 4.125%
HK$105,253
baseline
▲ 0.50% · 4.625%
HK$111,658
+HK$6,405/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,506/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,184
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,139
−HK$2,998/mo
Today · 4.125%
HK$116,137
baseline
▲ 0.50% · 4.625%
HK$122,258
+HK$6,121/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,274/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,543 · Scale 2, in force from 26 Feb 2026)