LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,024
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,738/mo
Today · 4.125%
HK$58,474
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,559/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,948/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,855
−HK$1,666/mo
Today · 4.125%
HK$64,521
baseline
▲ 0.50% · 4.625%
HK$67,922
+HK$3,401/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,042/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,029
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,083
−HK$2,086/mo
Today · 4.125%
HK$70,169
baseline
▲ 0.50% · 4.625%
HK$74,439
+HK$4,270/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,338/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,456
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,426
−HK$1,999/mo
Today · 4.125%
HK$77,425
baseline
▲ 0.50% · 4.625%
HK$81,506
+HK$4,081/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,850/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,034
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$79,430
−HK$2,434/mo
Today · 4.125%
HK$81,864
baseline
▲ 0.50% · 4.625%
HK$86,846
+HK$4,982/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,728/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,699
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,998
−HK$2,331/mo
Today · 4.125%
HK$90,329
baseline
▲ 0.50% · 4.625%
HK$95,091
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,658/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,043
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,124
−HK$3,130/mo
Today · 4.125%
HK$105,254
baseline
▲ 0.50% · 4.625%
HK$111,659
+HK$6,405/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,508/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,185
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,140
−HK$2,998/mo
Today · 4.125%
HK$116,138
baseline
▲ 0.50% · 4.625%
HK$122,259
+HK$6,121/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,276/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,552 · Scale 2, in force from 26 Feb 2026)