LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,024
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,739/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,558/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,856
−HK$1,665/mo
Today · 4.125%
HK$64,521
baseline
▲ 0.50% · 4.625%
HK$67,922
+HK$3,401/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,042/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,029
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,083
−HK$2,087/mo
Today · 4.125%
HK$70,170
baseline
▲ 0.50% · 4.625%
HK$74,439
+HK$4,269/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,340/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,457
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,427
−HK$1,998/mo
Today · 4.125%
HK$77,425
baseline
▲ 0.50% · 4.625%
HK$81,507
+HK$4,082/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,850/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,034
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,430
−HK$2,435/mo
Today · 4.125%
HK$81,865
baseline
▲ 0.50% · 4.625%
HK$86,846
+HK$4,981/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,730/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,700
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$87,998
−HK$2,332/mo
Today · 4.125%
HK$90,330
baseline
▲ 0.50% · 4.625%
HK$95,091
+HK$4,761/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,660/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,044
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$102,125
−HK$3,130/mo
Today · 4.125%
HK$105,255
baseline
▲ 0.50% · 4.625%
HK$111,659
+HK$6,404/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,510/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,185
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$113,140
−HK$2,998/mo
Today · 4.125%
HK$116,138
baseline
▲ 0.50% · 4.625%
HK$122,260
+HK$6,122/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,276/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,557 · Scale 2, in force from 26 Feb 2026)