LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,027
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,739
−HK$1,739/mo
Today · 4.125%
HK$58,478
baseline
▲ 0.50% · 4.625%
HK$62,036
+HK$3,558/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,956/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,217
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,859
−HK$1,665/mo
Today · 4.125%
HK$64,524
baseline
▲ 0.50% · 4.625%
HK$67,925
+HK$3,401/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,048/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,032
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,086
−HK$2,087/mo
Today · 4.125%
HK$70,173
baseline
▲ 0.50% · 4.625%
HK$74,443
+HK$4,270/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,346/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,430
−HK$1,999/mo
Today · 4.125%
HK$77,429
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,081/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,858/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,038
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,434
−HK$2,435/mo
Today · 4.125%
HK$81,869
baseline
▲ 0.50% · 4.625%
HK$86,850
+HK$4,981/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,738/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,704
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$88,002
−HK$2,332/mo
Today · 4.125%
HK$90,334
baseline
▲ 0.50% · 4.625%
HK$95,096
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,668/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,048
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,129
−HK$3,131/mo
Today · 4.125%
HK$105,260
baseline
▲ 0.50% · 4.625%
HK$111,664
+HK$6,404/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,520/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,190
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,146
−HK$2,998/mo
Today · 4.125%
HK$116,144
baseline
▲ 0.50% · 4.625%
HK$122,266
+HK$6,122/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,288/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,605 · Scale 2, in force from 26 Feb 2026)