LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,031
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,742
−HK$1,740/mo
Today · 4.125%
HK$58,482
baseline
▲ 0.50% · 4.625%
HK$62,040
+HK$3,558/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,964/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,863
−HK$1,666/mo
Today · 4.125%
HK$64,529
baseline
▲ 0.50% · 4.625%
HK$67,930
+HK$3,401/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,058/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,037
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,091
−HK$2,087/mo
Today · 4.125%
HK$70,178
baseline
▲ 0.50% · 4.625%
HK$74,448
+HK$4,270/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,356/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,465
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,436
−HK$1,998/mo
Today · 4.125%
HK$77,434
baseline
▲ 0.50% · 4.625%
HK$81,516
+HK$4,082/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,868/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,043
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,439
−HK$2,435/mo
Today · 4.125%
HK$81,874
baseline
▲ 0.50% · 4.625%
HK$86,856
+HK$4,982/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$163,748/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,710
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$88,008
−HK$2,332/mo
Today · 4.125%
HK$90,340
baseline
▲ 0.50% · 4.625%
HK$95,102
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.89M · min. income ≈ HK$180,680/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,055
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,136
−HK$3,131/mo
Today · 4.125%
HK$105,267
baseline
▲ 0.50% · 4.625%
HK$111,672
+HK$6,405/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,534/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,198
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,153
−HK$2,999/mo
Today · 4.125%
HK$116,152
baseline
▲ 0.50% · 4.625%
HK$122,274
+HK$6,122/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,304/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,677 · Scale 2, in force from 26 Feb 2026)