LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,036
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,739/mo
Today · 4.125%
HK$58,487
baseline
▲ 0.50% · 4.625%
HK$62,046
+HK$3,559/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,974/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,227
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,869
−HK$1,666/mo
Today · 4.125%
HK$64,535
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,402/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,070/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,043
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,097
−HK$2,088/mo
Today · 4.125%
HK$70,185
baseline
▲ 0.50% · 4.625%
HK$74,455
+HK$4,270/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,370/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,472
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,443
−HK$1,999/mo
Today · 4.125%
HK$77,442
baseline
▲ 0.50% · 4.625%
HK$81,524
+HK$4,082/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,884/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,050
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,447
−HK$2,435/mo
Today · 4.125%
HK$81,882
baseline
▲ 0.50% · 4.625%
HK$86,864
+HK$4,982/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$163,764/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,718
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,017
−HK$2,332/mo
Today · 4.125%
HK$90,349
baseline
▲ 0.50% · 4.625%
HK$95,111
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$180,698/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,065
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,146
−HK$3,131/mo
Today · 4.125%
HK$105,277
baseline
▲ 0.50% · 4.625%
HK$111,683
+HK$6,406/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,554/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,208
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$113,164
−HK$2,999/mo
Today · 4.125%
HK$116,163
baseline
▲ 0.50% · 4.625%
HK$122,286
+HK$6,123/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,326/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,774 · Scale 2, in force from 26 Feb 2026)