LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,036
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,740/mo
Today · 4.125%
HK$58,488
baseline
▲ 0.50% · 4.625%
HK$62,047
+HK$3,559/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,976/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,228
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,870
−HK$1,665/mo
Today · 4.125%
HK$64,535
baseline
▲ 0.50% · 4.625%
HK$67,937
+HK$3,402/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,070/mo (50% DSR)
Upfront cash ≈ HK$13.09M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,044
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,098
−HK$2,087/mo
Today · 4.125%
HK$70,185
baseline
▲ 0.50% · 4.625%
HK$74,456
+HK$4,271/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$140,370/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,473
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,444
−HK$1,999/mo
Today · 4.125%
HK$77,443
baseline
▲ 0.50% · 4.625%
HK$81,525
+HK$4,082/mo
Deposit HK$9.65M · loan HK$14.48M · min. income ≈ HK$154,886/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,051
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,448
−HK$2,435/mo
Today · 4.125%
HK$81,883
baseline
▲ 0.50% · 4.625%
HK$86,865
+HK$4,982/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$163,766/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,719
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,017
−HK$2,333/mo
Today · 4.125%
HK$90,350
baseline
▲ 0.50% · 4.625%
HK$95,112
+HK$4,762/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$180,700/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,066
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,147
−HK$3,131/mo
Today · 4.125%
HK$105,278
baseline
▲ 0.50% · 4.625%
HK$111,684
+HK$6,406/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,556/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,210
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,165
−HK$2,999/mo
Today · 4.125%
HK$116,164
baseline
▲ 0.50% · 4.625%
HK$122,287
+HK$6,123/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,328/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,784 · Scale 2, in force from 26 Feb 2026)